Mobile Banking for Expats · Puerto Rico · 2026 Review
Majority Mobile Banking for Expats in Puerto Rico
The bank built for life abroad
Eligibility & review status
- Whether Majority is available to Italy residents must be confirmed directly with the provider. Which account types and services you can open follows the provider's own terms.
- Residency, country, account, currency and regional limits vary by provider and can change.
- Regulatory status: not independently verified by Rome Digital Bank.
- Last reviewed: August 28, 2026. Always check the provider's current terms.
Rome Digital Bank may earn a commission when you open an account through partner links. This does not affect the price you pay. Read our affiliate disclosure.
Designed for international residents — one app for banking, calling & more
What is Majority? — Puerto Rico User Guide
If you're in Puerto Rico and looking for mobile banking for expats, this guide explains what to check before considering Majority. Majority is a mobile banking subscription designed specifically for internationals living abroad. For $5.99/month, members get a Visa debit card, FDIC-insured US bank account, unlimited international calling, free international money transfers, and a supportive community of fellow expats. Refer a friend and earn $50 — your friend gets $10 when they sign up, add $20, and make 3 purchases within 30 days.
In this review: Majority vs Revolut, Majority vs Wise, Majority vs Chime
What Majority Offers
Unlimited International Calling
Call your home country for free with unlimited minutes to 50+ countries included in your membership.
Visa Debit Card
Spend anywhere Visa is accepted. Fee-free ATM withdrawals at 55,000+ Allpoint ATMs in the US.
FDIC-Insured Bank Account
US bank account with up to $250,000 FDIC insurance — hold, spend, and receive USD.
Free International Transfers
Send money home for free — no transfer fees, competitive exchange rates.
Community & Perks
Join a community of internationals. Get discounts on shipping, flights, and local services.
Early Direct Deposit
Get your paycheck up to 2 days early with direct deposit to your Majority account.
$50 Referral Bonus
Refer a friend and earn $50. Your friend earns $10 when they sign up, add $20, and make 3 purchases within their 30-day trial.
Majority Pros & Cons
Our honest assessment for Puerto Rico users
✓Pros
- ✓Designed specifically for internationals and expats
- ✓Unlimited free calling to 50+ countries included
- ✓FDIC-insured US bank account
- ✓Free international transfers with no fees
- ✓Supportive community and expat-specific perks
- ✓Earn $50 for every friend you refer
–Cons
- –Monthly membership fee of $5.99
- –Primarily focused on the US market
- –Not a full bank — limited to everyday banking features
Using Majority in Puerto Rico, Puerto Rico
Local banking landscape · Puerto Rico · North America
Puerto Rico is a major global financial hub with a distinct digital banking landscape.
Puerto Rico is a US territory with a unique economic status, home to major pharmaceutical manufacturing, a growing tech sector attracted by Act 60 tax incentives, and a large tourism economy. Puerto Rico's fintech scene has grown significantly under Act 22/60 tax incentives, attracting crypto companies, hedge funds, and fintech entrepreneurs from the US mainland. Residents and businesses in Puerto Rico primarily need act 60 investor accounts, crypto-integrated banking, and bilingual USD banking for Puerto Rico's Spanish-speaking population connected to the US banking system. USD-denominated and multi-currency accounts are widely available. Open your account online in minutes.
Why Puerto Rico Residents Choose Digital Banking
- ✓International transfers
- ✓Multi-currency accounts
- ✓Mobile banking
- ✓Cross-border payments
Ready to Get Started with Majority?
Review current eligibility, account options, and terms directly with Majority
Join Majority →Designed for international residents — one app for banking, calling & more
Frequently Asked Questions
Majority — answers for Puerto Rico users
Puerto Rico — Local Questions
Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.